This is a fairly interesting entry. I'll admit I know waaaaay too little about life insurance, so I can't say if the figures presented here are correct or not. Right now, we all have life insurance through Mr. Gaia's employer. The kids' policy is just enough for burial expenses and some therapy for the rest of us (as a child, one of my brothers died after a car accident and that's exactly what his small policy was used for and it was a good thing we had it, otherwise we wouldn't have been able to afford the help we needed).
I'll definitely keep this bookmark for when we get our next social security statement. Basically, his math is such: 90% of your salary, subtract your dependent Social Security benefit, then divide that amount by 0.08.