31 Days To Fix Your Finances, Day 10

31 Days To Fix Your Finances, Day 10: Fitting Your Expenses Into The Bigger Picture

By the steps again:

1) Make 3 columns and list as follows:
1) each expense from day 8
2) amount per week from day 8
3) calculate true hourly wage for each item

Mortgage_______126.9231___ 10.08
Phone __________16.1538 ____1.28
Electricity________17.3076 ____1.37
Gas_____________3.4615____ 0.27
Fuel____________40.3846____ 3.20
Water/Trash______11.5384____ 0.91
Student Loan_____41.5384____ 3.29
Car Insurance_____18.4615____1.46
Car Tags_________ 3.6538____0.29
Inspection Stickers__0.3846____0.03
Car maintenance___ 2.8846____0.22
Home Insurance____11.5384 ___0.91
Property Taxes____34.6153____2.74
Maintenance Fee___ 6.9230____0.54
Groceries________69.2307____5.49
Kids' Activities______4.6153___0.36
School Lunches_____6.7307___0.53
Car Payment _______3.4615___0.27
Paper Products _____2.3076___0.18
Gifts_____________28.8461___2.29
Cable___________ 30 _______2.38
Entertainment______1.1538____0.09
Clothing __________3.8461____0.30
Eating Out________13.8461____1.09
Medical___________5.7692____0.45
Incidentals________50.6730____4.02

2) Total the number of hours spent each week for these items = 44.04 (there's a difference in rounding between this and Day 8). Together we spend 81.97 hours working. So we're at 54% of our hours each week are spent on these items. Which is lower than I thought. I suspect I'm still leaving something out.