31 Days To Fix Your Finances, Day 14: Get Rid Of Debts (Slowly But Surely)
Today we're looking at our debts and making plans for paying them off. The amount in our budget that is supposed to go to debt payments is EXTRA debt payments, not the minimum.
I agree with him in theory, but right now I can make more money on investments than I can save by paying off my debts early. BUT, Mr. Gaia and I have our spreadsheet worked out and know exactly what our break even point is for interest rates. We know exactly what interest rate we need to get to make money over paying off debts. As interest rates are dropping, we're carefully weighing it all again.